Our Office / Insurance

Everyone knows your name and makes you feel welcome. Very different atmosphere than many clinics. In other places I’ve felt like a number to be processed. -Charlene

 

Does your office accept my dental insurance?  The answer is most of the time, yes!

We are an “in-network” provider with most insurance companies.  However, we still accept and file claims to almost all the other insurance companies at the out-of-network level to provide you with the best possible coverage available.

We are considered In-Network Provider for the following insurance companies:

 

  • Delta Dental PPO
  • Delta Dental Advantage
  • Delta Dental Premier
  • Aetna PPO
  • MetLife PPO
  • Cigna PPO
  • Guardian
  • Benefit Source
  • Principal
  • United Concordia – Out of Network Providers
  • United Healthcare PPO
  • BCBS PPO
  • Ameritas
  • Medicaid Centennial Care
  • All other PPO’s that allow patients to select their own dentist.
  • Indemnity plans that allow patient to select any dentist.

 

In-Network Coverage VS. Out-of-Network Coverage:

We check on your insurance coverage and submit your benefits on your behalf as a courtesy. You are still responsible for understanding and knowing your benefits.

In-NetworkA provider has signed a contract agreement with the insurance company to provide their insured patients a “discounted” rate. The primary advantage of using an “in-network” provider is that you receive this negotiated or discounted rate for their services, and your insurance generally picks up a larger portion of the bill than with an out-of-network provider.

Out-of-Network – A provider which has not contracted with your insurance company for reimbursement at a negotiated rate. Some plans, like HMO or DMO plans, do not reimburse out-of-network providers at all, which means that as the patient, you would be responsible for the full amount charged by your doctor. Other plans offer coverage for out-of-network providers, but your patient responsibility may be higher than it would be if you were seeing an in-network provider.

Please keep in mind that there are thousands of different insurance plans all with different stipulations for services.

 

FREE Benefits Check!

If you would like to know how much your insurance will pay at our office, call our front desk at 505-247-8005.  We will require some basic information from the policy holder (name, birthday, insurance company, group number, and ID number or social security number) in order to complete the complimentary benefits check.  If you are listed as a dependent on the policy, we will need the insurance holder’s information.  Once we have your specific coverage information, we will call you back with a detailed overview.

 

No insurance?  No problem! 

Financing Option:
We offer a 12 month interest-free program available through CareCredit. Please call us to discuss whether this financial plan is available to meet your needs.

Available Discounts:
We also offer a discount for same-day payment with cash or check.  Individuals 64 and younger will receive a 5% discount off their bill while individuals 65+ receive a 10% discount.  This discount cannot be in conjunction with an insurance policy or a finance plan.

We offer an in-house Patient Loyalty Plan to help our patients who don’t have insurance.  You can learn more and sign up by clicking on the icon or a member of our staff will be happy to assist you when you visit our office.

Referral Program:
Learn how you can earn credit towards future treatment with our referral program!

 

Payment

We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance.  Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.

We accept Visa, MasterCard, Discover, and American Express.